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Smart Asset Paycheck Calculator

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Creating a paycheck calculator in Excel can streamline your financial planning and help you understand your earnings better. Start by setting up a cell with a drop-down list for pay frequency, including options like Daily, Weekly, and Bi-Weekly. To calculate gross pay based on the selected frequency, consider using the `IF` function for clarity, or the `CHOOSE` function for a more streamlined approach. Don't forget to incorporate state income tax calculations by referencing your location, ensuring a comprehensive overview of your earnings after deductions.

I'm working on trying to create my own paycheck calculator in Excel by using the format of the calculator located at SmartAsset Paycheck Calculator. I have a cell with a drop-down list of the pay frequency with the options as, Daily, Weekly, Bi-Weekly, Semi-Monthly, Monthly, Quarterly, Semi-Annually, and Annually. I have another cell where I want to calculate the gross pay by multiplying the hourly pay rate by the amount of hours per pay frequency based upon the selection of the cell. What would be the best way to do this? I looked into the functions "CHOOSE" or "MATCH" or just the simple "IF" with nested if's and of course i would be using the SUM function in all of this. I also plan to use the cell with location info to take into consideration the state income taxes.

Basically, i'm asking for help on how to calculate values with information that contains text with the text giving the value based on the user's input of that specific cell.

Flat Rate Tax States Rate
Arizona 2.50%
Colorado 4.25%
Georgia 5.19%
Idaho 5.70%
Illinois 4.95%
Indiana 3.00%
Iowa 3.80%
Kentucky 4.00%
Louisiana 3.00%
Massachusetts 5.00%
Michigan 4.25%
Mississippi: 4.4% (first $10,000 exempt) 4.40%
North Carolina 3.99%
Ohio: 2.75% (on income above $26,050) 2.75%
Pennsylvania 3.07%
Utah 4.55%
Graduated Tax Rates Low High
Alabama 2.00% 5.00%
Arkansas 0.00% 3.90%
California 1.00% 12.3% (plus 1% over $1M)
Connecticut 2.00% 6.99%
Delaware 0.00% 6.60%
District of Columbia 4.00% 10.75%
Hawaii 1.40% 11.00%
Kansas 5.20% 5.58%
Maine 5.80% 7.15%
Maryland 2.00% 5.75%
Minnesota 5.35% 9.85%
Missouri 2.00% 4.80%
Montana 4.70% 5.90%
Nebraska 2.46% 4.55%
New Jersey 1.40% 10.75%
New Mexico 1.50% 5.90%
New York 4.00% 10.90%
North Dakota 0.00% 2.50%
Oklahoma 0.25% 4.50%
Oregon 4.75% 9.90%
Rhode Island 3.75% 5.99%
South Carolina 0.00% 6.20%
Vermont 3.35% 8.75%
Virginia 2.00% 5.75%
West Virginia 2.22% 4.82%
Wisconsin 3.54% 7.65%
Washington 7% on cap gains over $250,000
New Jersey 4% on only interest and dividend income
No income tax states
Alaska
Florida
Nevada
South Dakota
Texas
Washington
Wyoming
A B C D E F G
Pay Frequency Bi-Weekly Type Hourly
Dependents 0 Hourly Wage $30.00
Location Sterling, VA Hours (Per Pay Period 80
Allowances Salary (Per Year) $62,400.00
Federal 1 Overtime Hourly Wage $45.00
State 1 Overtime Hours (Per Pay Period) 0
Local 1
Gross Paycheck $2,400.00
Pre-Tax Deductions Taxes
Deduction Name Calculation Method Deduction Amount Amount Federal Income
Medical Insurance $ Fixed Amount $110.00 $110.00 State Income
Dental Coverage $ Fixed Amount $10.00 $10.00 Local Income
Vision Insurance $ Fixed Amount $10.00 $10.00 FICA and State Insurance Taxes
401k % of Gross Pay $10.00 $240.00 Social Security
Long Term Disability Insurance Medicare
Life Insurance State Disability Insurance
Commuter Plan State Unemployment
FSA State Family Leave Insurance
HSA State Workers Comp Insurance
Total $370.00 Pre-Tax Deductions
Medical Insurance $110.00
Post-Tax Deductions Dental Coverage $10.00
Deduction Name Calculation Method Deduction Amount Amount Vision Insurance $10.00
401k $240.00
Long Term Disability Insurance $0.00
Total Life Insurance $0.00
Commuter Plan $0.00
FSA $0.00
HSA $0.00
Post-Tax Deductions $0.00
Net Total $2,030.00

I've tried things such as the following but just couldn't seem to get it to work properly.

IF(B2="Daily", SUM(G3*8), IF(B2="Weekly", SUM(G3*40), IF(B2="Bi-Weekly", SUM(G3*80), IF(B2="Monthly", SUM(G3*160), IF(B2="Quarterly", SUM(G3*520), IF(B2="Semi-Annually", SUM(G3*1040), IF(B2="Annually", SUM(G3*2080)))))))

=CHOOSE(MATCH(B2, {"Daily", "Weekly", "Bi Weekly", "Semi Monthly", "Monthly", "Quarterly", "Semi-Annually", "Annually"}, 0), 26, 24, 52)

=CHOOSE(MATCH(G7, {"Bi Weekly", "Semi Monthly", "Weekly"}, 0), 26, 24, 52)

=IF(B2="Daily", G3*8, IF(B2="Weekly", G3*40, IF(B2="Bi-Weekly", G3*80, IF(B2="Monthly", G3*160, IF(B2="Quarterly", G3*520, IF(B2="Semi-Annually", G3*1040, G3*2080))))))

=if(B2="Daily", Choose(1, "Daily", "Weekly", "Bi-Weekly", "Semi-Monthly", "Monthly", "Quarterly", "Semi-Annually", "Annually"))

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#financial modeling with spreadsheets#Excel alternatives for data analysis#Excel compatibility#rows.com#cloud-based spreadsheet applications#Excel alternatives#natural language processing for spreadsheets#generative AI for data analysis#Paycheck Calculator#Gross Pay#Hourly Wage#Pay Frequency#Deductions#State Income Tax#Federal Income Tax#Flat Rate Tax#Graduated Tax Rates#Overtime Hourly Wage#Hours Per Pay Period#Medical Insurance